White Glove Business Strategy Services For Young Millionaires

Millenia Strategies is a consulting firm for young millionaires, business owners and social media influencers. We provide white glove financial strategy and support to assist you in structure, growth and protection of assets that makes a huge impact on your personal wealth potential.


Our Services.



  • Business Structure
  • Incorporation and EIN Filings
  • Banking Structure & support.
  • Foundations & Non- Profits


  • Financial Strategy
  • Business Roadmapping
  • Tax strategy
  • Bookkeeping & Tax Prep
  • Financial Operations


  • Business Funding
  • Business Credit
  • Business Plan Creation
  • Business Lending
  • Funding & Investor Support


  • Asset Protection
  • Trust Assistance
  • Housing Liaison
  • Investment Services
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Meet the CEO, Ramal Taylor.

Ramal M. Taylor, is a successful serial entrepreneur whose small beginnings started in her hometown South Bend, IN. Ramal studied Economics and Finance at the prestigious Kelley School of Business at Indiana University, leading her to have a notable 10yr career in banking, lending and finance. In 2015 Ramal launched Bright Beginnings Childcare which became a multi - million dollar company within 5yrs. However, her vision was not to just make money, Ramal wanted to raise the bar in childcare overall by creating a world class yet cost effective experience for low income families in particular. In less than 2yrs Ramal purchased a commercial property near downtown South Bend, with nearly 10,000 square feet of learning space so that BBC could serve more families and which now provides care for over 100 children. In 2020, Ramal decided to utilize her savvy and passionate business tactics for her newly birthed company Millenia Strategies, where she specializes in business growth strategies and financial road mapping. In a few short months after the initial launch, Millenia Strategies assisted a $100M dollar company, Timeless Enterprises in financial strategy and capital investments. Ramal was the inaugural Board President for CDFI Friendly South Bend connecting members of the community to funding and served from 2020 until 2022 . Ramal is a proud member of the Women Presidents Organization and was the recipient of Houston’s 2022 Women of Color Award supported by WPO and 100 Black Men. In addition, Ramal has mentored many current and aspiring business owners but she has a special passion for women entrepreneurs and for building the South Bend minority economy. Ramal’s mission is to leave a legacy of financial education, ownership and community impact. She can, she has, and she will continue to.

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What our clients say

“Ramal’s solution and economic expansion strategies are second to none! I pray that every company integrates a Millenia Strategies in them to achieve scalable outcomes.”

- Floyd Timeless, CEO NEB Network


"Our company recently underwent a huge shift in management—we’re so grateful Phill Banks Financial Consulting was there to keep everyone up to speed."

- Louis Costello, Tiny Tennis Co.


"If you have been trying to do your finances by yourself, you don't know what you're missing. Phill Banks Financial Consulting will impress you. They massively improved the efficiency of our processes, then helped us document them so we can keep excelling."

- Roger Williams, Arlo Agency